Sometimes, we can't always control the things that happen to us in life. One minute, we may be living a happy comfortable life with all our ducks in a row. The next, times can change and suddenly you are thrust into new and stormy waters and you are furiously paddling to help keep your head above water.
Stressful life changes can happen to anyone at any time. People find themselves in many situations they hadn't ever thought they would face with no clue as to how or why or even what to do to get their lives back on track.
However, that doesn't mean you should remain in the dark until something life-changing happens to you. There are many ways you can prepare for the unexpected by making a few small changes to your life now.
Find A Lawyer.
The thing with lawyers is that most of the time when you need one, you don't really have the time to be picky about who you choose. That being said, you do need to make sure you obtain the services of a lawyer specializing in the field you find yourself needing help in.
Whether you need a divorce attorney, wrongful death lawyer, accident and claim lawyer or a real estate attorney, planning ahead can be pretty easy. One of the best things to do is to ask around. Word of mouth is the best way to find someone suitable for your needs ahead of time. Or look up practices online and compare online reviews if you can, to give you an idea of the professionals in your area. Simply having a business card with their details on or even a phone number stored in your phone can save valuable time when you don't have much on your side.
You may find you need to call upon their services but should you need to, you will be glad you had the forethought to do so especially in times of grief or distress.
Have Some Savings.
It can be really hard to find extra cash to put away each month but even saving a nominal amount for the metaphorical 'rainy day' could come in handy should you experience an unexpected situation that impacts on your finances.
It is never too soon to take stock of your income and expenditure and make some small changes to allow you to start saving. Even having a nest egg to cover a month's worth of lost income will give you some breathing space to make adjustments and keep you going that little bit longer.
So cut out one takeout coffee a week, leave the car at home more, or cut down on subscription services. Everything will add up and provide you with a safety net for when you need it the most. If you don't use it, you will have a lump sum to treat yourself with in the future!
Get Your Affairs in Order.
Do your nearest and dearest know your wishes should anything happen to you? And do you know theirs? Have the difficult discussions before it is too late to have them and make sure you are all on the same page. Share your feelings on what should happen to your organs should you die, or if you want to have extraordinary measure put in place to keep you alive. Talk funeral plans, what should happen should you need extra care in later life or following an accident.
At times like this, emotions are heightened and it can be hard to know what to do for the best. So the best way to tackle this is to make plans ahead of time so others know your wishes, and you know theirs. This will make a stressful time slightly easier.
Look at making a will, taking out life insurance and discussing your thoughts with your family. you want them to be taken care of should you not be here to do it yourself, so share with them what you have in place and make sure they know and can respect your wishes.
Subjects such as death, life-changing injuries and circumstances can be hard subjects to discuss, but by making plans ahead of time and expressing your feelings and wishes, you can help to take some of the stress off those who need to make the tough decisions. Planning for the future comes in many different forms and it pays to take all situations into account so you can have peace of mind.
About Money & Mimosas: Money & Mimosas was started as a passion project by Danetha, a former NFL cheerleader turned entrepreneur and financial journalist. After a brunch conversation with girlfriends, Danetha was inspired to launch a blog to explore her journey of becoming rich, sexy and confident.