About this weekend: Caribbean Queens Sipping On Kir Royal

Total spent this weekend: $236.46


Friday, April 12.

After a fun week in Scottsdale, I was on cloud 9 of creativity and excited about life. I kicked off the weekend meeting up with a new girlfriend who is an IT consultant for Deloitte. She attended my sold-out Money & Mimosas event in March, entitled “Elevate & Captivate” where a panel of super successful women shared their insights on how to level UP and lean IN without losing yourself. After the event she was inspired to start her a side hustle (something we PREACH here at Money & Mimosas) and immediately took steps to launch a drop shipping business on Amazon.

SO COOL.

We met up at Drake’s Brewery in Oakland. She and her husband (they’ve only been married for a month- totes adorbs!) moved here from London a short time ago. It was great getting to know her better and to see how Money & Mimosas inspired to take steps to make her already amazing life, even more incredible. I’m so excited to see her Amazon business flourish. I’ll keep you posted.

After meeting up with her, I biked the five miles home to have date night with Nick. It was his turn to cook and he didn’t disappoint.

Money & Mimosas

Nick prepared Ono. Ono is a Hawaiian word meaning “good to eat.” It is commonly known as wahoo and is a close relative of the king mackerel. Along with a delicious salad and a banana-rum cocktail. And these incredible potatoes. SO good.

Money & Mimosas

Total spent today: $0 (My new friend treated me to happy hour- a kind gesture given that she wanted to learn how I have built my multi-million dollar business)


Saturday, April 13

Today, me and Nick slept in until about 7:30a. Then lounged around before heading to our afternoon hike near Stinson Beach. It was about 6.5 miles. I was soooo sweaty afterwards. It was such a great booty, ab and cardio workout!

Money & Mimosas
Money & Mimosas
Money & Mimosas
Gorgeous view- a treat after our 6.5 mile hike.

Gorgeous view- a treat after our 6.5 mile hike.

After our hike, we showered and walked to one of favorite couple’s condo for a dinner soiree. They are French and Trinidadian, and always throw the best intimate get togethers. They also invited a lovely gay black couple. Two men who were just a joy to hang out with!

Tonight they introduced us to Kir Royal- a French cocktail with crème de cassis topped with champagne (we did sparkling wine - which Stefàn kept reminding us that we were not drinking the beloved champagne, lol) and served in a flute glass. It was delicious.

Money & Mimosas
Money & Mimosas

The meal consisted of a delectable salad of beets, tomatoes, and other veggies picked from our friends’ garden. Along with cheese, crackers, pate for appetizers, and roasted chicken with Kuchela (a popular Caribbean spice). So fun!

Total spent today: $45 (wine for our friends + lunch picnic during our hike


Sunday, April 14.

Today, Nick went out mountain biking while I shopped around Walnut Creek.

Two Wheel Astronaut X Money & Mimosas
Two Wheel Astronaut X Money & Mimosas

I stopped in Sephora looking for a tinted moisturizer, a new lip stain and glow oil. Fernando one the store’s managers was super kind and helped me find the perfect products for my skin tone. If you are ever in the Walnut Creek Sephora, ask for Fernando and let him know you read about him on Money & Mimosas - he is the absolute best!

And since I spent over $75 at the store, I received a free hydrafacial. SO COOL.

Cucumber eye gels before my facial!

Cucumber eye gels before my facial!

My skin feels so hydrated and glow-y!

My skin feels so hydrated and glow-y!

After my surprise facial - by the way, I totalllly manifested it, more on that in another post- I headed over to Teleferic to visit my fave bartender, Wes. He made me custom drinks based on different feelings I shared with him. Such as delighted and ecstatic. We are mixing up something special for you- I can’t wait to share it with you! Unt

Until then, here is one of the cocktails he made for me based on my Caribbean heritage and mixed background.

Black Seal rum from Bermuda, with Italian vermouth, Benedictine monk liqueur (it has over 100 herbs), lime and sugar. A very risky drink with the rum and vermouth mixing.

Black Seal rum from Bermuda, with Italian vermouth, Benedictine monk liqueur (it has over 100 herbs), lime and sugar. A very risky drink with the rum and vermouth mixing.

Total spent today: $227.46 (beauty products + drinks/food at Teleferic)
Total spent this weekend: $236.46


About Danetha: Danetha is a serial entrepreneur and manages a portfolio of companies as an investor and owner. Money & Mimosas, her lifestyle brand, is a social club and financial education blog. She is known as the money mentor for ambitious women and been named a top 40 under 40 accounting professional by CPA Practice Advisor and a millennial entrepreneur to watch by the office of Congresswoman Barbara Lee.

Want more inspiration for celebrating every moment in life regardless of your income? Join the Money & Mimosas Insider List. It’s free!

How to Clean Out Your Closet

Dress shabbily and they remember the dress; dress impeccably and they remember the woman.
— Coco Chanel
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As I shared last week, confidence is super duper important when it comes to being financially successful. If you don’t feel confident, you won’t have the courage to ask for the raise or state your fee with a client. One of the best ways to boost your confidence is to wear clothes that you make you feel good.

You already know this to be true. If you’re feeling lousy one day, doesn’t your mood immediately change when you put on your favorite outfit? Not only does your mood change, but the people around you also respond differently to you.

Defining your fashion and style is part of the journey of being financially successful. I am currently working on mine and invite you to join the journey with me as I work with my wardrobe stylist, Andrea Faye. Keep reading for her tips on how to level up your sense of style.


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This upcoming year is going to be amazing because Danetha and I are joining forces to show you how to build your dream wardrobe. Between the two of us, we will not only show you how to up your style game as a professional, modern woman, but also, how to plan for it financially. As with any good habit, small changes add up to something great- so let’s move forward with this first set of takeaways.

As you may have read from last week’s Money & Mimosas, I started working with Danetha in strengthening her personal style. A great first step in honing in on your personal style is doing a “closet cleanse” which basically means gutting your entire wardrobe to only include items that are the strong points in your style.

Here are a few main points to consider in conducting a closet cleanse.

1. Empty out everything.

Seeing the contents of your closet outside of context will provide a new perspective for what you actually own. Between gifts, impulse buys, clothing that doesn’t properly fit but we still feel like keeping because we spent money on it, the list goes on… Once it’s out, you can face each item with a fresh point of view.

2. Organize your clothing by priority

Create four piles: definitely keep, maybe, donate, and throw away. Use this time as you organize to reflect on how each item makes you feel when you wear it. Any hesitation is a red flag that the item does not belong in your wardrobe. When you are done, the keep pile may be the smallest, but the positive side to this, is that the items that you do keep are the foundation to your style.

3. Think of yourself as a style icon

Reflect on the most stylish people throughout history. Despite a diverse array of personal styles out there, style icons have one main thing in common: a signature identity. The more you can define the key components of your signature, the more you can develop what it is about you that stands out. Not only will you feel more true to yourself, but you will also come across stronger to other people.

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4. Consider your lifestyle

Absolutely, you can be fashionable 100% of the time. The beauty of a well defined closet is having the variables of your multifaceted lifestyle come together and always be reflective of your individuality. Consider your activewear, loungewear, special events, work, social life, and even events that you wish to attend more of in the future.  If you have something that doesn’t represent that best version of you for each of those scenarios then toss it and we will upgrade over the coming year.

5. Design elements

If you are working with me on developing your personal style, we may identify your color palette and silhouette ahead of time. A smaller color palette (3-5 main colors) allows for more versatility when pairing items. Color is an important variable, but also, don’t forget to keep in mind prints, patterns, texture, and textiles in general. Consideration of details like these are what transitions a look from low end to sophisticated. I will cover more on this in the future both with Danetha and on my newsletter, but for now just start to wrap your mind around what type of details you are drawn too.

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6. This is self care.

Your closet may be a good point for self-reflection, but please, keep your eyes on the prize. You are doing this for yourself to become the best version of you. If anything makes you feel body conscious or brings up a memory of a fashion nightmare, anything, just acknowledge it and remind yourself from here on out we are going to up your style game. It can be hard to get rid of things for some, so imagine yourself with the wardrobe of your dreams because you can absolutely attain it.


And now I’d love to hear from you! How often do you clean out your closet? Let me know in the comments below.


If you’d like to learn more about working with Andrea, click here to apply for a consultation. Or if you have questions, you can reach out to her directly at [email protected]


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P.S. Have you sent in your RSVP for our next Sip & Shop with the Socialites event? Click here to join the fun!

















7 Reasons Why Every BOSS Needs a Wardrobe Stylist

I like my money right where I can see it: Hanging in my closet.
— Carrie Bradshaw

Oh, Carrie. How I love you. And while I would like to officially put on the record that from a pure mathematical perspective there are other, more financially savvy places where you could hang your money --- I ALSO know through every fiber of my being that money isn’t just about math.

Life has shown me time and time again, that being financially savvy is also very much about how you feel and the intention you have behind your money decisions.

I created Money & Mimosas, because I am passionate about learning how to make money work for me and sharing my insights with you. I learned at an early age that the system was not designed for you and me. This fact used to make me sad, then very angry, and now I feel energized by this process of discovery.

Here is what I know for sure- being financially successful has very little to do with mastering a cookie cutter formula, and A LOT to do with mastering your beliefs and behaviors around money.

Money & Mimosas

One of those beliefs that needs to be squashed is that you need to budget yourself to boredom and never ever spend money on anything remotely fun until you are 1000% out of debt, have a bajillion dollars saved for a rainy day and are at least sixty-two years old.

Ok, maybe that’s an exaggeration. But, the point is that learning how to enjoy your money and have fun with it, is an important step in BEcoming financially successful.

Please note that having fun with your money must be done with intention. Mindless spending will put you on a fast track to being financially miserable. And you have to be honest with yourself if you have a habit of mindlessly (or intentionally avoiding) making financial decisions.

Shopping is one of those money decisions that is shunned by the current financial paradigm. But, buying clothes in an intentional manner, is extremely important to you being financial successful. Why? Because adorning your body is a confidence booster. And confidence, dahling, is what you need to make that money. Yassss, girl.

But, not all of us are fashionistas. And for some, shopping for clothes can be overwhelming. And as busy boss ladies, we may not have the time.

That’s why I decided to work with a wardrobe stylist. I will be the first to admit that while I love clothes, shopping is not my favorite activity. Mostly because I never know what to buy, I end up spending way too much time in the store, and I’m not always sure which styles or colors best compliment my features.

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As any boss does, I decided to find an expert and asked for help. I partnered up with Andrea Faye, the boss behind Modern AF, who is a luxury fashion designer and stylist for busy boss ladies. After working with Andrea, I now feel super confident when choosing an outfit for any function. I’ll share more details about the work we did together. For now, here are seven reasons why every boss needs to work with a wardrobe stylist.

Danetha and Andrea Faye on Money & Mimosas

Seven Reasons Why Every BOSS Needs to Work with a Wardrobe Stylist

  1. Understanding your skin tone. Working with Drea, I learned which colors highlight my undertones, making my skin glow. Versus which colors make my skin look dull and lifeless. With a stylist, you will learn which colors are your best friends and which ones need to go bye bye.

  2. Organization. A stylist will help you organize your thoughts around which outfits are best suited for which types of events. For me, my classic look at socializing events is the jumpsuit because you can dress it up or dress it down. But there are also fitness events, lounging around the house, where a jumpsuit may not be appropriate. Working with a stylist will help you think through which activities are consistent in your schedule and then determine which items you need in your closet for each of those functions.

  3. Body style. Have a hard time figuring out which style best suits your frame? Girl, you are NOT alone. It is really hard to objectively look at our beautiful bodies and know which apparel will fall the best upon it. A stylist can do that for you. And will be super loving about it, too!

  4. Your brand. Whether you run your business full-time, have a side hustle or are a freelancer, you have a brand. Your brand will attract clients and it’s important to attract the right ones. Your fashion is a big piece of your brand and a good stylist will help you look at your closet from this holistic perspective.

  5. Saves time. How often have you spent hours in a store or staring at your closet trying to find the perfect outfit for an event? Yea, it’s painful. After working with Drea, I now know how to plan outfits ahead of time for an event. Saving precious time that I can devote to the growing Money & Mimosas community.

  6. Saves money. This may seem counterintuitive, but once you know which clothes work the best for you, you can invest in classic, staple items that will last you for years to come.

  7. Confidence is priceless. Knowing what to wear, and feeling your best while wearing it, is priceless. We all want to feel confident in our skin- whether it’s during a mimosa date with the girls, a boardroom meeting, a client session, or on a date with our boo - and there is NO price tag you can put on that feeling.

And now I’d love to hear from you! Have you thought about working with a stylist? Why or why not? Let me know in the comments below.


If you’d like to learn more about working with Andrea, click here to apply for a consultation. Or if you have questions, you can reach out to her directly at [email protected]


Want more money tips? Join our insider list.

Bold Business Advice for Bloggers from Hilary Duff

My Interview with Hilary Duff for Entrepreneur.com

Photo credit: Hilary Duff

Photo credit: Hilary Duff

I was shocked when GlassesUSA.com first approached me about creating a capsule collection with them. I thought to myself, what could I offer to this big corporation? Why would they want to work with me? But, then I checked in with myself and remembered my worth. I remembered that I do have value and expertise to offer.  As a blogger and business owner, you may feel insecure about your worth. I certainly do at times! But, remember that your skills are valuable and don’t be afraid to boldly pursue your dreams.
— Hilary Duff

Designing a collection with a well-known brand is a dream for many bloggers and creative business owners. So I caught up with Hilary Duff to ask how the opportunity came about and advice she could share with other entrepreneurs on how to make this dream a reality for themselves.

Me rocking one of the shades from Duff’s collection!

Me rocking one of the shades from Duff’s collection!

In case you didn’t already know, the beloved star from Lizzie McGuire, is now a mom and a total BOSS. After her Disney days, the actor has been boldly spreading her entrepreneurial wings and expanded her brand to include a vast array of business opportunities. From collaborating with Jif Peanut Butter to host an entrepreneurial contest for kids to designing a capsule collection with eyeglass company, GlassesUSA.com.

GlassesUSA.com is a major online retailer of prescription eyewear. In 2015, they raised a $12.5M growth round. And now accept orders from 92 countries with 40,000 daily website visitors.

When Duff first learned that the company was interested in working with her, she had a moment of disbelief and questioned if she could be of true value to them. However, the soon to be mom of two was excited for the challenge. She was yearning for a creative outlet and designing a collection felt like the perfect fit. She also loved that the brand was open to giving her complete freedom to design a collection.

Danetha on Money & Mimosas

The collection launched in January of this year and was met with immense success. Such success, that the online eyewear retailer has teamed up again with the actress & recording artist to launch the Bold Capsule, a limited-edition collection with Hilary Duff. The new line is a call-to-action for women to feel empowered and let their colors shine through; it’s an invitation to dare to be bold. The collection launched on Wednesday, September 5, 2018.

Courtesy of GlassesUSA.com

Courtesy of GlassesUSA.com


One of my main takeaways from Duff, was to be bold as an entrepreneur and treat your brand like a business. Which means taking control of your finances. The best place to start is to separate your personal and business finances by opening up a business bank account. Check out Radius Bank’s Business Tailored Checking! It’s made for the small, independent business owner (like you and me!). And you will earn 0.75% on balances over $10,000.

To read the entire interview, check out the post on Entrepreneur.com


This post is sponsored by Radius Bank.

3 Business Takeaways from Rihanna's Savage X Fenty

Ooooweeee. Rihanna has struck again. Reporters are now calling the popstar, a mogul and an entrepreneur to watch.

Yesterday, the Bajan beauty showcased her new lingerie collection at New York Fashion Week.

Danetha Doe on Money & Mimosas

The show was provocative, timely and has the fashion world buzzing. From the incredible designs to the strong message of inclusivity and diversity, Savage X Fenty’s fashion week debut is one that all of us can learn from as entrepreneurs.

Three business takeaways from Savage X Fenty

  1. Create a memorable experience. Most collections at NYFW showcased their products in a traditional runway format. Rihanna bucked that idea and created a full-on show. That was both entertaining and inspirational. Whether you are debuting a new product or service, think outside the box on how to make the interaction with your brand one worth remembering.

  2. Incorporate an inspirational message. Rihanna and her brand is all about helping all women feel confident and sexy. Note the emphasis on all women. In her NYFW show, she chose to include models that didn’t fit the stereotypical model definition at fashion week. One woman was pregnant, a few women were curvier, and every shade was represented. Whatever your brand stands for, make a clear statement that this is the message that you are committed to spreading through your business.

  3. Build community. Rihanna could have easily been the face of the Savage X Fenty show at NYFW. Instead, she chose to wear a simple dress and dark shades, while the other models slayed it on the stage. Allowing others to be the face of your brand is a thoughtful way to create loyalty, give others a chance to shine and show that your business is passionate about representation!

    My Two Cents

Danetha Doe on Money & Mimosas

Rihanna KILLED IT with the show. And did an incredible job with following up the performance with a pop-up shop in NYC. Fantastic planning and execution all around. I can’t wait to see how the lingerie collection performs over the next 12 months.

Want more celebrity business tips? Sign up for the Money & Mimosas insider list.

And speaking of memorable events, be sure to check out The Socialites X Money & Mimosas next event. A burlesque show in Walnut Creek, CA. Click here for details.

The Socialites by Money & Mimosas

The Socialites by Money & Mimosas

Tips for Planning A Destination Wedding

Author: Abigail Golder

Perhaps you’ve dreamt of a magical beach wedding since you were young. Sometimes, life does not go as planned. For instance, the love of your life has proposed but you live in the mid-west, where the closest beach is thousands of miles and a full day’s travel away.  

Wedding on Money & Mimosas

While you might quickly become discouraged, there’s no reason to fret! Destination weddings are fun and if you have played your wedding planning cards right, shouldn’t be too challenging. We’ve collected some necessary tips for planning a destination wedding that you’ve always dreamed of.

Consider the Timing

Because we are talking about a dream (destination) wedding, it’s important to consider all the important factors. One of these, is the time of day and time of year for your wedding date. If you’ve always been dreaming of a southwestern, desert wedding, the season for prime wedding time is actually in the winter months. Similarly, Austin, Texas, may be hot or rainy during the summer months, so a spring or fall wedding is a great time for a Texas wedding.

If a mountain-top wedding is your dream, consider that places like Colorado have snowy winters and windy springs. While you may think that a May wedding would bring perfect weather and a touch of cool air, it will in fact bring gusty winds that are sure to falter your hair. That said, we aren’t trying to discourage in any way. If it’s always been your dream to get married in April in the mountains, you’re looking to have a wedding at one of the less desirable times, there’s always the option of an indoor venue. This way, you can choose your wedding date regardless of the weather.

Plan at Least Two Trips

It’s important to plan some visits to your destination of choice long in advance because you don’t live in the place that the major event is located. The first trip should be to visit venues and speak to other vendors like DJs, caterers, florists, etc. While it’s ideal to go a few times in the planning period, the first trip should be at least one year, ideally 14-16 months, before your Big Day.



After choosing your specific venue, plan the second trip for about the 6 to 8-month mark. At this point, couples likely have picked a wedding theme, determined a guest count, and brides has found their dream gown. Get in touch with local hair and makeup artists and schedule a trial during this time. That way, if you don’t like your style, you have plenty of time to rethink this important decision. Now that you have a guest count and wedding them, you can also revisit your venue and get a more detailed idea of how the décor, seating and schedule might pan out. Schedule a second meeting with your florist and caterer to update them on all the progress as well.




Wedding on Money & Mimosas

The third trip is optional, but extremely helpful if your time and budget allows for it. About 6 weeks before the wedding, head to your destination one more time. While this might not be possible if the wedding is international, it’s super helpful if it’s a drivable trip. For brides that didn’t like their first hair and makeup trial, are planning DIY projects, or need to do a food tasting, this third trip is necessary. Otherwise, save the expense. This will allow you to arrive at your destination wedding a week ahead of time to organize and set up.


Keep Your Guests in Mind

Considering that you’ve likely been dreaming of this day forever, it’s important to do things your way. That said, a destination wedding is not only expensive for guests to attend, it’s also time consuming. Most people will end up taking a few extra days off work to make it in time. Consider your friends’ and families’ schedules and wallets when choosing your destination. Many more people will likely be able to come if it’s close enough to drive or inexpensive to fly.

If you’re Big Day does include a significant time or financial sacrifice, consider supplying invitees with reasonable options. This could include nearby resorts’ all-inclusive packages. Also, ask the resort if they will give a discount for a group reservation. Many resorts offer this amenity as an incentive to bring in more business. After the RSVPs start flowing in, supply your guests with airport information, shuttles or inexpensive car rentals, and tips for traveling in your destination.


Wedding on Money & Mimosas

Hire a pro

It’s true that wedding planning can be stressful, especially if your Big Day is thousands of miles away. The key to a successful destination wedding is having plenty of time to plan. If your schedule doesn’t allow it, consider hiring an advisor or a wedding planner to lift some of weight off your shoulders.



As you can see, it takes quite a bit of planning, and finances, to plan a destination wedding. Give yourself plenty of time to visit the location and to save up for the wedding of your dreams. Use a savings account, like Radius Bank’s high-yield savings account, to stash some cash for your big day. Not only is it super easy to set up an account (it’s all online), but they have one of the highest APY rates on the market.


Follow these tips for planning a destination wedding and chances are, you’ll have the wedding day of your dreams. Contact us for any wedding questions you might have. Happy Wedding!



About the author: Abigail is a DIY bride with an upcoming wedding date in September! She's been planning her Colorado wedding from her home in Arizona with a some help from her wonderful friends, family, and of course, her future hubby. She is a Freelance Content Writer who loves to share a great story. Originally from Colorado, Abigail grew up in a small town called Montrose and she still spends much of her free time in the mountains hiking and skiing.


This post is sponsored by Radius Bank.



How to Plan a $10,000 Wedding for 200 People

Planning a wedding is no easy feat. It often takes months and even years to prepare and plan everything for your special day. Some of the stress that comes with planning a wedding involves tough decisions you have to make, like who is invited and where to celebrate.

Wedding on Money & Mimosas

Nowadays, an average wedding celebration can cost an upwards of $35,000. Many of us may not have that much money just lying around. Believe it or not, it is possible to throw a beautiful wedding for much cheaper. In fact, we are going to conquer an impossible feat - a 200-person wedding for $10,000! Below you will find tips and tricks to plan your perfect day without anyone knowing you didn’t spend a fortune. So, let’s say “I do” to starting your journey on smart spending for your wedding!

Plan ahead

One of the most important factors to planning a wedding is time management. Although planning preparations don’t need to begin right after your engagement, having at least one year to plan can save you a lot of money and stress.

If you know that you want your Big Day at a specific venue or on a specific date, booking far in advance is the first step to planning. Some venues and dates are very popular for weddings and can be filled up over a year in advance. Venue research and prep is the first place to save money and time.

Use your resources

When planning a wedding on a budget, it’s important to use up all your resources and materials on hand before going out and spending money. Your church might have a collection of tables and chairs they are willing to let you rent or borrow. Your grandma might be able to sew table runners. There are plenty of opportunities to save if you’re willing to ask for help.

 

Personal skills that you or your friends have mastered are great resources to take advantage of. For example, if your uncle is a ceramic artist, consider creating handmade favors. Not only will it showcase thoughtfulness, but you can save a lot of money and still have an incredible take-home gift for your guests.

 

If you have close friends whose parents would love to join in on the fun, ask them to help with the prep or day-of tasks. Take advantage of people’s skills and even if you do pay them, it’s likely to be much less expensive than hiring someone through a vendor service.

Where to cut costs

Everyone dreams of having a gorgeous wedding to celebrate a lifelong union with their significant other. Thankfully, it does not need to cost an arm and a leg. The best way to combat high expenses is to know where to cut costs and where to splurge.

Venue: $2,000

Venue choice is often the reason weddings become so expensive. Renting the space itself is often relatively cheap, but they make their money off food and drinks. Find a venue that allows you to bring in your own catering service and you’ll save a ton in the long run. This requires more planning time because you have to research caterers, but it’ll save plenty of money.

Invitations: $150-$200

After you’ve chosen your venue, thought about your wedding size, and talked about budget, it’s time to order your wedding invitations. Believe it or not, the average wedding invitation cost is between $400 to $600.

One of our favorite wedding invitation sites is Basic Invite. They have over 900 wedding invitation sets for an affordable price and a lot of free add-ons to help you plan a wedding without breaking the bank. You can click here to learn more about their wedding invitations.  Some of the features we love:

Basic_Invite_Wedding_Invitations_7 on Money & Mimosas
  1. Over 900 Wedding Invitation Sets - Each of our wedding invitations is part of a set. You can find everything from save the dates to wedding invitations and enclosure cards, wedding menus, wedding programs and even matching thank you cards!

  2. Free Address Collection Service - Use our free address collection service to request your addresses with just three simple steps. Share a link, collect addresses, and get free envelope printing.

  3. Free Wedding Websites - Our all-new wedding websites are completely customizable just like our wedding invitations! These wedding websites are mobile friendly and super easy to use. You can instantly upload all of your wedding details along with images and a map with directions which is super convenient for your guests. Choose from 180 custom colors and even choose a design to match your wedding invitation suite! Click here to learn more about this awesome service.

Flowers: $750

You’re in luck if your wedding is in the next year or so. Greenery is the latest trend in wedding florals and makes lush floral arrangements a possibility with this frugal budget. Make your bridesmaids’ bouquets small and filled with greenery but create your dream bouquet. Skip the arrangements on each table and purchase tons of greenery from your florist. Greenery garland is expensive, but you can get the same look by laying the greens down the center of a rectangular table.

Food/Drinks: $3,500

People are hungry at weddings, that’s no secret. There is a new cocktail-style wedding trend where only appetizers are served rather than a full dinner. This is a great way to save money, but it often looks cheap and leaves your guests hungry and potentially overserved on booze. A buffet-style dinner is the only way to go to keep guests (and your budget) happy. Italian food is well-liked amongst most people and pasta is fairly inexpensive. Find a few different caterers and get quotes for an Italian buffet. They should charge no more than $12.50 per person to stay in budget. This might seem tricky at first, but this price is more than reasonable for an Italian buffet.

Tip: Keep in mind that it can take up to 45 minutes to move 200 people through a buffet line, so it’s important that people can move down both sides.

 

Alcohol at a budget-wedding is simple. Serve beer and wine only and close the bar at dinner. This keeps your guests happy because it’s unlimited booze but doesn’t cost a fortune like a fully stocked bar would. There’s also no reason to keep the bar open at dinner. This allows your bartender to take a break and eat dinner and helps to keep people focused on the task at hand – moving through the buffet line.

Music: $0

Chances are, someone in your family or friend group is an aspiring DJ or has a band. They likely want the experience and you want to save the money. Ask them to dedicate their time to making your night one to remember!

Officiant: $0

Just about anyone can be a wedding officiant. What better way than to have a close friend or family member join you two as a married couple? This costs next to nothing and makes the ceremony all the more special.

Dessert: $200

There are dozens of new wedding dessert trends that also help save some money in the long run. Go for a donut or candy bar and chances are, you’ll save money and your guests will enjoy the change. Donuts cost about 50-cents and a bakery might give you a discount for the large order. Of course, you’ll still want to have the cake-cutting moment, so grab an 8-inch cake from your local grocery store bakery and your guests will never know the difference.

Bridal Party: $100

There’s a good chance you have a long list of friends you’d like to have next to you on your big day. Keep in mind that for each bridesmaid or groomsmen on the list, the dollar signs add up too. The bridal party should be no more than your immediate family and best friend or two. Capping it off at 4 or 5 bridesmaids and the same number of groomsmen allows you to still treat them without going way over budget.

Keep the bachelorette and bachelor party low-key and do a staycation or combine the two parties to save money. Get small personalized gifts off Esty or even make them yourself. You can get bridesmaids robes online for much less than in stores and iron on the “bridesmaid” stickers yourself.

Decorations: $750

Wedding on Money & Mimosas

It’s far too easy to go overboard on wedding decorations. You’ll watch your budget disappear quickly with wedding-specific signs and customized menus. Rather than buying items that are specific to your big day, buy decor that can be used again in your home or even for a friend’s wedding. For example, skip the metal cutouts that specify the guestbook table and gift table. Instead, buy cute gold frames from the dollar store and print signs from home to display information about signature drinks, guest books, dinner menu, etc. Also, don’t focus too much on small details, such as getting custom napkins or fancy straws. Chances are the guests may not really pay attention to these small items, and much of it will end up in the trash by the end of the night.

Favors: $0

Your guests have likely taken time off work, flown or road tripped to help celebrate your big day. We aren’t suggesting they don’t deserve a take-home favor, we just think it’s okay to be a bit creative! Print photos of the two of you on stickers and glue them to a water bottle, Chapstick or magnet. This is much cheaper than ordering these custom items from a manufacturer. Also, make sure to consider the time and travel they are taking out of their day. Suggest nearby airports, inexpensive yet nice hotels, and fun activities they can enjoy during their stay.

Where to splurge

Although there are plenty of ways to cut costs when it comes to planning a wedding on a budget, it’s just as important to know what areas you should splurge on.

Photography: $2,500

One of the biggest items that newlywed couples say was worth every penny, were the photos. Out of all the things you pay for on your wedding day, photos are one of the few that actually end up coming home with you. Do some research online or through word of mouth to see who does great photography work that doesn’t overcharge on wedding bundles. And pairing your photographer up with a videographer might not be such a bad idea. You could even get a lower priced package for hiring two services instead of just one.

At the end of the day, having the best wedding ever mostly depends on seeing all your loved ones and enjoying a wonderful evening with them. Customized items may seem nice at the time, but the wedding experience is what will truly be remembered. Don’t get caught up in the wedding glamour of renting limos, customized items and fancy transportation. Saving on your wedding can help you reach your goals of buying a new house, a family SUV, or that extravagant honeymoon.  

The best thing you should take away from your wedding is wonderful memories that will be cherished for a lifetime. So, if you’re planning a wedding on a budget, just remember that materialistic things only add so much. Happy planning!

For more money tips on living your best life, join the Money & Mimosas Insider list

About the author: Abigail is a DIY bride with an upcoming wedding date in September! She's been planning her Colorado wedding from her home in Arizona with a some help from her wonderful friends, family, and of course, her future hubby. She is a Freelance Content Writer who loves to share a great story. Originally from Colorado, Abigail grew up in a small town called Montrose and she still spends much of her free time in the mountains hiking and skiing.

Plan a weekend trip to Portland, Oregon

Summer 2018 is going to be remembered as one of the most fun summers I have ever had. It has been jam packed with happy hour dates and fun trips! Beginning with me and my beloved’s week-long vaca in Belize and my 7-city Future of Accounting tour sponsored by Avalara across the United States. My most recent stop was in Portland, Oregon for a one-hour presentation to twenty-five CPAs and financial professionals. My presentation was scheduled for Monday afternoon, so Nick traveled with me and we turned it into a long weekend.

We flew out early Friday morning and landed around 8a. As soon as we landed we were greeted with Portland’s 90 degree heat wave - I loved it- and a $95 parking ticket. Sigh. More on that later.

Other than the unfortunate ticket, we had the best time in the cute little city hiking, biking and eating. Our total expenses for the trip ending up being $1,438.29. Here is the breakdown of our costs.

Portland Money & Mimosas

We did borrow a friend’s car, which saved some money. If you do visit Portland, do yourself a favor and avoid the neighborhood we stayed in. It was lovely, but also out in the suburbs which meant a 20 minute drive to the closest worthwhile bar or restaurant.

As I mention in all of my travel posts, I highly recommend getting into the habit of saving up for these weekend trips. Otherwise, you will probably spend willy nilly. Believe me, every $8 mimosa adds up and the worst feeling is having traveler’s remorse when you realize how much you spent.

Leading up to the trip, save a fixed amount each week and transfer it to a high-yield savings account, such as Radius Bank, which allows you to earn a higher interest percentage than traditional savings accounts.

Keep reading to check out some of the highlights from our trip:

As soon as we landed, we grab our rental car from Toro. Such a great service! We drove to brunch row in Southeast Portland and chose Cheryl's on 12th as our first stop because they greet you with fresh beignets. OMG. So good! Unfortunately, we mistakenly parked illegally and within the first two hours of being in Portland, we managed to get a $95 parking ticket. Definitely something we didn't save up for - whooops!

As soon as we landed, we grab our rental car from Toro. Such a great service! We drove to brunch row in Southeast Portland and chose Cheryl's on 12th as our first stop because they greet you with fresh beignets. OMG. So good! Unfortunately, we mistakenly parked illegally and within the first two hours of being in Portland, we managed to get a $95 parking ticket. Definitely something we didn't save up for - whooops!

We went on two epic hikes while in Portland. The Fall Creek Trails and this hike. Check out the YouTube video below for all the sites.

We went on two epic hikes while in Portland. The Fall Creek Trails and this hike. Check out the YouTube video below for all the sites.

The brewery situation in Portland is beyond! I loved the Sessions brewery and the fabulous rooftop.

The brewery situation in Portland is beyond! I loved the Sessions brewery and the fabulous rooftop.

Mimosas are everywhere in Portland! Bar Carlo have fresh mango mimosas (my favorite!) and one of the tastiest brunches I've ever had.

Mimosas are everywhere in Portland! Bar Carlo have fresh mango mimosas (my favorite!) and one of the tastiest brunches I've ever had.

The food scene in Portland is beyond! And this is after living in the Bay Area! This delicious meal is from Bar Carlo.

The food scene in Portland is beyond! And this is after living in the Bay Area! This delicious meal is from Bar Carlo.

The cheese plate at Nord Broder is amazing. Shout-out to our friend for introducing us to this spot and hanging with us. They have three or four different locations across the city.

The cheese plate at Nord Broder is amazing. Shout-out to our friend for introducing us to this spot and hanging with us. They have three or four different locations across the city.

Yum.

Yum.

Yumminess at Nord Broder.

Yumminess at Nord Broder.

Biking is the best way to see a city. But, I do not recommend using these Ford Bikes. They system is low-key shitty. Every bike was either out of service for maintenance or just plain awful. Such a shame because the bike share program is a great idea.

Biking is the best way to see a city. But, I do not recommend using these Ford Bikes. They system is low-key shitty. Every bike was either out of service for maintenance or just plain awful. Such a shame because the bike share program is a great idea.

Sipping on mimosas when we found out that our cameo on House Hunters International went live and that I got a call-back for a TV show executive produced by Ashton Kutcher.

Sipping on mimosas when we found out that our cameo on House Hunters International went live and that I got a call-back for a TV show executive produced by Ashton Kutcher.

Getting ready for my talk! Such a cute location!

Getting ready for my talk! Such a cute location!

Thank you, Avalara, for sponsoring my talk! I had so much fun connecting with these powerful women in accounting.

Thank you, Avalara, for sponsoring my talk! I had so much fun connecting with these powerful women in accounting.

Selfie fun with the ladies after the discussion. Shout-out to Jennifer Dymond for hosting me and organizing the group.

Selfie fun with the ladies after the discussion. Shout-out to Jennifer Dymond for hosting me and organizing the group.

So great to meet Ashley Schlaefli! A rockstar business owner while raising four little ones. Get it, mama!

So great to meet Ashley Schlaefli! A rockstar business owner while raising four little ones. Get it, mama!

 

 

7 Steps to Live Like The Rich and Famous (that your CPA won't tell you!)

Take a moment to imagine your dream life coming true.

Brunch date with the girls on Monday followed by a shopping spree that is pleasantly interrupted by your business manager calling to inform you that you’ve been booked for a gig with two of your BFFs in Venice on Wednesday. Time to pack your bags, ladies.

Socialites on Money & Mimosas

Late that night, you and your girls are escorted in a black sedan to the private plane waiting to escort you to Italy. The plane is fully stocked with fresh fruits, charcoal infused water, and fresh halibut. You arrive in Venice and are taken to the exquisite Il Pellicano, a hotel co-founded by a fellow American socialite.

The next couple of days are a whirlwind of photoshoots, interviews, meet and greets, capped off with an invite-only fashion show on Friday night. You and the girls take the next day to explore the city, before jet-setting back to the States.

The life of a Socialite is one for the adventurous, passionate, woman who is in a position to drop everything in a moment’s notice for an opportunity of a lifetime. An opportunity that allows her to experience life to its fullest and indulge in the absolute finest.

Money & Mimosas

 

While this may seem like the life only afforded to those that have been lucky enough to be born into immense wealth,  or the life of the rich and famous... it is also possible to anyone willing to take the steps needed to create the life of their dreams.  

Here are the seven steps to take to live like the rich and famous.

  1. Create a vision board. What are your goals and aspirations? What is the type of person you want to become in this world? For a step by step guide on this, google and check out The Painted Picture.

  2. Write down all the reasons why you CAN’T achieve your vision. Then, write down why all of those negative reasons are false Often times our mindset is what gets in the way of us accomplishing what we want. What are some negative things you say to yourself when you think about the goals you want to achieve? On that same sheet of paper, cross out all of the reasons why you can not achieve your dreams and replace it with why you can achieve them.

  3. Put together a plan of action. What do you want to accomplish 30 days from now? 90 days? One year? Clearly defining a timeline is the difference between a goal and a wish.

  4. Reevaluate your money habits. Want to live like the rich and famous? Well being “rich” takes money and understanding how it works so you can hold onto it. Take a hard look at some of the financial habits you have that are not serving you and commit to changing them.

  5. Boost your savings. Getting into the habit of paying yourself first is a trait of those that have achieved success. Open up a savings account and make it a habit to pay yourself a percentage of your income on a weekly or monthly basis. Check out Radius Bank’s high-yield savings account. This has one of the highest APY rates on the market.

  6. Launch a side hustle. Everyone from Beyonce to the CEO of Apple has multiple income streams. Take a few moments to think about your passions and how you can leverage them into a money-making side hustle. Be sure to check out my post on the 14 steps for launching a side hustle and the Celebrity section for business insights from our favorite celebrities.

  7. Surround yourself with luxurious experiences and successful people. In order to believe in what is possible for you, you have to first see it. Either in your mind’s eye or in the real world. Placing yourself in situations and around people that elevate your vision of what is possible, will create a huge shift in your reality.


Bonus: Last, but definitely not least, commit to becoming financially healthy and fit. Be sure to check out my 5 tips on how to be financially fit. Especially, focus on tip #3- a weekly money date where you review your finances, and treat yourself to a mimosa. Because having fun with your money is what #MoneyandMimosas is all about!

This post is in partnership with Radius Bank.

For more tips on how to lead a financially independent life, sign up for my weekly Money & Mimosas Insider list.

Very Cavallari, Episode 4. Season 1.

"It's no fun to be 24 and relying on your dad for money." - Reagan.

Kristin Cavallari.jpg

The search for new employees continues with Kristin conducting second-round interviews for sales associates. Simultaneously, the drama continues between the employees of Uncommon James.

The tension is exasperated when Taylor, Shannon's BFF, comes in for an interview with Kristin. Kristin is hella direct with Taylor and says that she will not hire her because "me and Shannon have had our challenges." 

Hmmm. I totally agree with Kristin's hesitation to hire Taylor because it's likely that "little clicks of girls" will form in the store and cause unnecessary drama. However, it was completely unprofessional for her to bring up Shannon's name during the interview. 

Taylor tells Shannon what went down, and Shannon is understandably upset. Kristin calls a team meeting with Shannon, Brittainy, and Reagan to explain why she won't be hiring any of their BFFs. And that if the drama between the girls continues, she will have to start letting people go.

The BOSS.

The BOSS.

Moving on from the employee drama, in this episode we meet Reagan's mom. While she and her mom are driving, Reagan shares that she is ready to take her finances more seriously.

It’s no fun to be 24 and relying on your dad for money. Slowly, but surely, I’m becoming an independent woman.
— Reagan from Uncommon James
Reagan, originally from Alabama, now the assistant at the Uncommon James store in Nashville.

Reagan, originally from Alabama, now the assistant at the Uncommon James store in Nashville.

Way to go, Reagan! I'm over here cheering you on your journey of financial independence. Are you feeling the same way as Reagan? Ready to be an INDEPENDENT woman? Here is my advice to Reagan and you!

Danetha Doe on Money & Mimosas

My Two Cents

I absolutely love Reagan's carefree attitude at work. On several occasions, she shares that she thinks people take work too seriously and it should be more fun. I completely agree!

However, there needs to be a balance. Especially if you are committed to becoming financially independent. I've met, and mentored soooo many women, just like Reagan. Women who lack discipline when it comes to their finances health. Finances are just like fitness. You need to have a consistent routine and sometimes it's not all fun and games. 

A Money & Mimosas money tip

If you truly want to be financially independent, you have to develop a disciplined approach to your money. The first step to take is to have a weekly money date with yourself. Pull out your calendar and choose one day per week that you will check in with your money for fifteen minutes. During the date, you will review your income, bills and transfer a percentage of your income to your savings account. 

For more tips on what it really takes to be a financially independent woman, check out this post.

For more celebrity business news and money tips that I only share via email, sign up for our Insider List.

 

 

 

 

How much does it cost to spend a week in Belize?

Xunantinich, Belize on Money & Mimosas

Me and the beloved went on a dreamy vacation over the July 4th holiday. We chose Belize as the destination because we love the beach and doing outdoorsy activities.

Well, Nick loves doing outdoorsy things. Truth be told, I am just fine sipping rum punch on the beach with the book. But I digress…

We planned this trip back in January and each saved up for it. Whenever you’re planning a trip, I recommend pricing out everything beforehand (like we did for our San Diego trip!) and adding 20-30% so you have extra fun money! 

We ended up spending $3,008.48. on this trip to Belize. Here is the breakdown:

Belize Expenses - Money & Mimosas

Saving up for a trip like this is totally doable. If you give yourself six months to save, that's $500 per month. To reduce the temptation of spending your travel funds, keep your savings in a separate account. I recommend a high-yield savings account because the return is much higher than traditional accounts. Click the link to check out the Radius High-Yield Savings account - they have one of the highest interest rates.

Here are some of the highlights and recommendations from our trip to Belize!

We flew Southwest because we signed up for the companion pass earlier this year. Which means you can buy one ticket and get one free! SO awesome!

We flew Southwest because we signed up for the companion pass earlier this year. Which means you can buy one ticket and get one free! SO awesome!

When we arrived to our resort, Dream Valley, we were greeted with a soursop cocktail. Such a lovely gesture of hospitality and soooo delicious.

When we arrived to our resort, Dream Valley, we were greeted with a soursop cocktail. Such a lovely gesture of hospitality and soooo delicious.

The seafood in Belize is incredible! When you visit, be sure to get snapper ceviche.

The seafood in Belize is incredible! When you visit, be sure to get snapper ceviche.

One of the memorable activities we did during this trip was a five-hour cave hike. It was unlike anything I've ever experienced. Cameras are not allowed in the cave, therefore some of these photos are courtesy of the tour company- MayaWalk Tours.

One of the memorable activities we did during this trip was a five-hour cave hike. It was unlike anything I've ever experienced. Cameras are not allowed in the cave, therefore some of these photos are courtesy of the tour company- MayaWalk Tours.

Inside the cave! We had to wear headlamps because some areas were pitch black.

Inside the cave! We had to wear headlamps because some areas were pitch black.

We made it! This is us, soaking wet, after the cave hiking.

We made it! This is us, soaking wet, after the cave hiking.

Carol and Mike are two travel bloggers we met on the tour- they are such a fun couple! Check out their blog,  Curious Gypsies , for awesome travel tips!

Carol and Mike are two travel bloggers we met on the tour- they are such a fun couple! Check out their blog, Curious Gypsies, for awesome travel tips!

After the hike, we went for a calming swim at the beautiful pool at the Dream Valley resort. Loved this property!

After the hike, we went for a calming swim at the beautiful pool at the Dream Valley resort. Loved this property!

Our next activity was hiking through Mayan temples. Absolutely breathtaking.

Our next activity was hiking through Mayan temples. Absolutely breathtaking.

Hiking down from one of the Mayan temples.

Hiking down from one of the Mayan temples.

The views from the Mayan palaces were spectacular!

The views from the Mayan palaces were spectacular!

Nick sipping on the local beer in the marketplace.

Nick sipping on the local beer in the marketplace.

The final part of our trip was spent on Key Caulker island. We took an hour-long ferry ride to the island. The Split is a famous location - in 1961 a devastating hurricane hit the island causing it to split. Fifty years later, there are a couple of great restaurants at the Split and beautiful views.

The final part of our trip was spent on Key Caulker island. We took an hour-long ferry ride to the island. The Split is a famous location - in 1961 a devastating hurricane hit the island causing it to split. Fifty years later, there are a couple of great restaurants at the Split and beautiful views.


This post is in partnership with Radius Bank.

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